Our client signs for the first-ever Location-Based Closing Cost Assistance Grant!

To promote homeownership in neighborhoods traditionally dominated by rental properties, we designed a flexible closing-cost assistance grant specifically for homes located within HUD Qualified Census Tracts. This innovative program has already gained valuable support from our partners at the Pennsylvania Housing Finance Agency (PHFA).

This moment marks a significant step forward in making homeownership achievable and affordable for more families in our community.

Our mission is to improve housing trends in Beaver, Lawrence, & Mercer County.

‍Our organization is dedicated to providing personalized financial counseling to low/moderate-income families, empowering them to achieve home ownership. We not only assist in acquiring homes, but also develop new properties and rehabilitate blighted and vacant ones to maintain sustainable ownership and revitalize declining neighborhoods. Partnerships with financial institutions and foundations play a vital role in our work, as they enable us to create a more inclusive, thriving community. By joining forces, we can transform lives and bring about positive change in Southwestern PA through property development, financial education, and support for families in need of affordable housing opportunities.

First-Time Homebuyers:
Facilitating the transition from renting to homeownership.
Transitional Housing:
Supporting those at risk of homelessness or fleeing difficult living conditions, utilizing our available property inventory.
Post Purchase Counseling:
Guidance for homeowners on how to financially and physically maintain their homes with regular workshops.
Homebuyer Assistance:
Collaborating with partner lenders and HUD for income-based grants for first-time homebuyers.

Outreach and Advertising:
‍Working with financial institutions and mortgage companies to develop innovative strategies for positive client outcomes.
Pre-Purchase Counseling:
Offering financial planning and support for potential homeowners.
Rental Counseling:
Providing rental assistance mini-grants and guidance for potential tenants.
Community Workshops:
Hosting sessions and workshops on housing and financial topics.

As part of our ongoing effort to increase capacity and effectiveness at our mission of stabilizing the housing market in the areas we serve, Housing Opportunities has become an affordable housing developer. Here is a picture of our first home, which was a duplex converted into a single family home and sold to a local buyer who will be walking into the home with equity and was also able to receive an income based closing cost assistance grant from us. Pictured here is the internal finishing crew, consisting of even our Executive Director and Housing Counselor, who worked tirelessly to complete the home for sale.

Home Ownership

Housing Opportunities Inc. (HOI) is a program partner with USDA Rural Development. As a program partner, we can help you qualify for a higher priced home in qualified areas of Beaver and Lawrence County. We believe that home ownership is the backbone of our economy. It brings neighborhood pride and a sense of belonging. Home ownership also helps the tax base of Beaver and Lawrence County and gives people a feeling of accomplishment.

Fixing Distress

Beaver County and Lawrence County are two of 18 counties in the Commonwealth of Pennsylvania that offer distressed homeowners an opportunity to save their homes! Housing Opportunities — in cooperation with the Court — will negotiate with your lender after an intent to foreclose notice has been filed. Upon receipt of the complaint, the homeowner has 30 days to schedule an appointment with our office.

Welcome to Housing Opportunities Inc!

Closing Cost Assistance Grant

Affordable Housing Development

Home Ownership

Fixing Distress

All Services Are FREE! We Work Together To Help You Succeed!